IN FLORIDA, CALL US AT 561-906-4473
FOR HELP 24/7 WITH ROOF EMERGENCIES.
Emergencies are a fact of life. When it comes to your roof, emergencies can happen at any time and for a variety of reasons -- from a natural disaster to a seasonal rain storm or even high winds that can tear shingles off in an instant.
We’re Here For You Day Or Night
The best roof in the world may eventually require an emergency repair. The roof over your head is your first protection against Mother Nature and other damaging elements -- it protects your home or your business and more importantly, your family or employees. We know how important it is to protect your property.
We have over 30 years of Emergency Roof Repair Experience
What Sets Us Apart?
We swiftly mobilize skilled repair teams to minimize water damage and save you money.
Our fully equipped teams repair the problem without interrupting your day-to-day business.
We’re ready to respond 24/7 – 365 days a year, so we’ll be here when you need us.
We’ll give you the documentation necessary to help file insurance claims.
After we get the situation under control, we’ll help you determine the best long-term roof options.
Gire Roofing employs a full-time, rapid response roof repair team available 24 hours a day, 365 days of the year. Providing you with a roof safe from damage and leaks is our job and we take it very seriously. If you call, we'll be there to repair your emergency issue promptly and efficiently any time you need us. Our veteran repair team has years of experience and skill. We diagnose and resolve your roof emergency issue quickly and economically.
Emergency Repair Is Something We Take Seriously
With over 30 years of experience, Gire Roofing is well prepared to complete your project with a level of accuracy and attention to detail unmatched in the roofing industry. Gire Roofing will get the job done, and done right the first time.
Insurance Claims – FAQ
- How do I know if I hail damage? My roof isn’t leaking.
A. In a hailstorm, most hail that hits your roof and house may be too small to cause any damage. However, a percentage of the hail may be large or irregularly shaped, which can cause severe damage that may not be readily apparent and may not start to leaking for some time. It’s best to have your roof inspected by a state licensed roofing contractor to determine if you need to file an insurance claim and have an insurance adjuster assess the total amount of damage incurred.
Q. The insurance company withheld depreciation on my roof. Will I get that money?
A. Yes. Most all homeowners policies cover full replacement value. The first check the insurance company gives you is the Actual Value (AV); what the roof is worth today with it’s useful remaining life. The money that was withheld is call the depreciation, or technically, the Replacement Value (RV) and will be paid to you when the work is completed or most times upon the submission of a signed contract with a licensed contractor for the work specified in the insurance adjusters summary report.
- How can I avoid paying the deductible?
A. Legally, you can’t. Of course, a roofer in collusion with a homeowner can submit falsified invoices. However, doing so is insurance fraud.
Q. On my paperwork, it looks like my insurance company has already deducted my deductible from the check they sent me?
A. When most people look at their insurance paperwork they are confused, because they think the insurance company deducted their deductible from the money the insurance company has sent them. However, the deductible is the amount that the homeowner is responsible for paying directly to the contractor. The insurance company subtracts the home owners deductible amount on the paperwork from the total amount the insurance company allows for the claim, since the homeowner will pay their deductible directly to the contractor. The balance after subtracting what the homeowner will pay directly to the contractor as a deductible, is the total amount the insurance company will actually pay for the claim.
Q. The insurance is only paying for part of my roof, and my neighbor’s insurance company paid for their entire roof; why is my insurance company only paying for part of my roof?
A. No two houses receive the same amount of damage in a storm. Your neighbor may have sustained extensive damage, and you may have received none. The insurance company will only pay for the actual damages incurred. If the entire roof was not damaged, unfortunately the insurance company cannot pay for the whole roof. However, if is it border line, it always helps to have your roofing contractor inspect the roof with your insurance adjuster to accurately assess all damage to the roof. Sometimes insurance adjusters may not be able to see all the damage if they’re not able to walk on a step roof and photograph certain areas. Gire Roofing ensures a helpful presence to look out for your best interest and assist the insurance adjuster if needed with damage assessment, photographs, and measurements.
Q. Should I get several estimates?
A. It is always prudent to get more than one estimate. However, when insurance is paying for the work, the dollar amount of the estimate is not very important as long as it is equal to or less than the insurance company estimate. In all such cases, with Gire Roofing, you will only be paying your deductible, so your cost with us will be what the insurance company pays, plus your deductible. Therefore, your decision should be based on going with the contractor that you trust, feel most comfortable with and whom you know will perform the best job.
Q. What if your estimate is greater than the insurance company’s estimate?
A. Usually this is because of something the insurance adjuster missed in the scope of work to be completed. We can almost always work something out with the insurance company. We will submit what is called a “supplement” with documentation in the form of pictures, measurements and paperwork. The insurance company will review the supplement and upon approval, send a check for the additional monies needed to make the repairs.